Navigating Credit is the ultimate guide to understanding credit repair and managing your credit.
Join now for access to all the tools you need in order to take control of your credit today.


The first step is to acquire a 3-bureau, 3-score merged credit report. It is crucial to your success that you obtain this detailed report. Knowing the details of what is being reported will allow you to effectively validate the information. Go to www.ReportandScores.com to get your report today!
As part of your membership, you’ll be provided with access to instructional videos and PDFs which walk you through the credit repair process in an easy-to-follow format. Template letters accompany each step as you’re guided along this simple path to your best credit yet!

This is a do-it-yourself program, but you will NOT be alone on your journey! We host a weekly virtual meeting to ensure you are on the right track by making sure any of your questions are answered. Join us each week to learn tips, tools and techniques for establishing better credit. Here, you can ask questions, learn from others, and find support as your credit confidence grows.


FACT: You CAN overcome bad credit. You don’t have to live with the pain of past financial struggles. The good news is you don’t have to figure out everything on your own! In fact, we have made this program so easy, we are certain you will be able to improve your credit… in far less time than it took you to damage it!
When you join the Navigating Credit program, you open the door to financial freedom and improved credit. As a member, you will have instant access to all the tools needed to achieve your best credit yet including:
With the Navigating Credit program, you get all that you need and MORE to start making a positive impact to your scores in as little as 45 days!


This program is for:

If you are ready to increase your credit score…

Or if you want to get the best rates and terms on your next car or home loan…

Or if you need to increase your credit score in order to qualify for a home loan, car loan, licensing, security clearance, apartment, etc…

Join Navigating Credit Today!


Over the years, we have seen countless clients’ credit suffer due to medical debt that grew while they were too ill to deal with it. We have witnessed far too many consumers overwhelmed by the burden of student loan debt which they simply could not afford. We have watched families torn apart by divorce and have had their credit ravaged as a result. We have seen ordinary people living their best life suddenly fall into financial ruin because of corporate downsizing, outsourcing, business relocation, and even COVID-19.

Navigating Credit was designed to provide YOU with the tools you need in order to regain control of your credit and financial future.


I understand how devastating it can be when credit is denied. I know the uneasy feeling of waiting to see if you were approved or declined, and the hopelessness when the finance representative tells you that your interest rate will be over 23%. As a young PFC in the Army, I experienced my share of issues with credit and financial troubles. I started working in credit repair 17 years ago after experiencing firsthand the significant impact bad credit can have on regular consumers like me and you. Good people who are simply struggling with life’s circumstances are being judged and punished financially for situations which are often out of their control. Medical debt, corporate downsizing, divorce, college tuition, car repairs, unprecedented pandemic… these unexpected and unavoidable circumstances can wreak havoc on creditworthiness and financial health if not handled properly. It became evident to me that our educational system simply does not provide students with sufficient consumer credit and financial literacy preparation, so I felt called to create a solution myself. Get in touch with us today to learn more about how our Navigating Credit program can help you repair or build your credit.

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